Make Economics comprehensive

Tuesday, February 7, 2012

Concept of Private Income, Personal Income and Personal Disposable Income.


The first requirement to understand this concept isto know how Net Domestic Product is Divided between Private sector and Government.

NDPfc can be divided in to two parts :- Part of NDPfc accruing to Private sector and Part of NDPfc accruing to Government Sector.

NDPfc = Part of NDPfc accruing to Private sector + Part of NDPfc accruing to Government Sector.


Part of NDPfc accruing to Government Sector = Savings of Non Departmental enterprises + Income of Government from Property and Entrepreneurship





Part of NDPfc accruing to Private sector = NDPfc - Part of NDPfc accruing to Government Sector.

Part of NDPfc accruing to Private sector = NDPfc – (Savings of Non Departmental enterprises + Income of government from Property and Entrepreneurship)




After getting through this concept now private Income can be calculated easily.




In order to determine Private Income you need to remember



Private Income= Part of NDPfc accruing to private sector +  Net factor Income from Abroad + Current Transfer from Government  + Net Current Transfer from Rest of World + Interest on Public Debt



Private Income= (NDPfc - Part of NDPfc accruing to Government) +  Net factor Income from Abroad + Current Transfer from Government  + Net Current Transfer from Rest of World + Interest on Public Debt





Private Income= NDPfc – (Savings of Non Departmental enterprises + Income of  government from Property and Entrepreneurship) +  Net factor Income from Abroad + Current Transfer from Government  + Net Current Transfer from Rest of World + Interest on Public Debt



This way private Income can be determined depending on the requirement of the situation.


·        Interest on public debt may be given as Interest on National Debt or Public debt Interest or National Debt Interest.

Now to determine Personal Income.

Personal Income = Private Income – Corporation Tax – Undistributed Profits
Undistributed Profits may be given as Net retained earnings of private sector enterprises or savings of private sector enterprises or corporate savings


Personal disposable Income = Personal Income- Direct tax paid by households – Miscellaneous receipts of Government administrative undertakings




Direct tax paid by household may be given as personal direct tax.


9 comments:

  1. is net current transfers from rotw the same as net current transfers from abroad?

    ReplyDelete
  2. off course yes. Both the terms are interchangeable.

    ReplyDelete
  3. Why is income tax excluded from personal income even though it is a part of the persons income

    ReplyDelete
    Replies
    1. because you are forced to pay Income Tax . You may not spend it. So It is a personal income but not Disposable Income. Disposable Income =P I- Income tax

      Delete
  4. Income tax is the part of personal income but it is not the part of personal disposable income, so it has to be excluded from personal income to arrive at personal disposable income.

    ReplyDelete
  5. i got through a question plz answer its tough to from (s. chand)
    jzt answer what is-interest paid by households and interest received by households is treated as??
    --we need to find personal income and private income accruing to domestic sector is mentioned
    is there any use of (interest paid by households and interest received by households is treated as)or is it treated as ((Miscellaneous receipts of Government administrative undertakings))

    ReplyDelete
    Replies
    1. Any interest which is generated on production is treated as factor income and if interest is generated on consumption it is Transfer Income.
      When households borrows they do it for the purpose of consumption so any interest paid by them is not included in national income as it is transfer income.
      Govt borrows for the purpose of consumption so interst received on public debt by households is transfer income for households. Bank invest funds so the interest paid by them to household is factor income.
      Misc receipts of govt are fees ,challans ,license fee etc.

      Delete
  6. Plz tell that What exactly is interest on national debt and why it is added in NNP @ fc accrue to private sector to calculate private income

    ReplyDelete
  7. Is capital transfers from rest of the world included in calculating private income??

    ReplyDelete